xcritical is not engaged in rendering any tax, legal, or accounting advice. References to specific securities and their issuers or other investments are not intended and should not be interpreted as recommendations to purchase, sell or hold such securities or other investments. xcritical Advisers is federally-registered investment adviser and qualified to conduct investment advisory business in all 50 states, the District of Columbia, Puerto Rico, and the U.S. The xcritical Application and website, and related investment advisory services, are only offered to United States legal residents or citizens that xcritically reside in the United States. Exceptions are made for active Armed Services personnel that maintain a U.S. address and are temporarily overseas in connection with their service. Investment services are offered only to persons within its respective jurisdiction and are not available to persons where provision of such products or services is unauthorized.
Invest: General Questions
Shares of an ETF are bought and sold at market price (not Net Asset Value, “NAV”). We’re here to discuss the app, troubleshoot, discuss investing, and much more. We are not affiliated with xcritical in any way, nor are we licensed financial advisors. xcritical reserves the right to amend or revise any information or documents contained on this website at any time without notice.
By electing to add BITO to your portfolio you are modifying the suggested portfolios created by xcritical in either the Core or Sustainable portfolios. xcritical portfolios are subject to market risk since the value of the holdings composing the portfolio are subject to change at any time. An investment in an ETF, the securities composing the portfolios, involves risk, including the loss of principal. Investment return, price, yield, and NAV will fluctuate with changes in market, political, and other economic conditions.
Invest: General Questions
They are subject to unique and substantial risks, and historically, have been subject to significant price volatility. Bitcoin is not an asset regulated by any US federal agency which may lead to an unknown level of governmental risk. The value of an investment in ETFs containing Bitcoin Futures could decline significantly and without warning, including total loss of principal. The contents of the website are provided for information purposes and do not constitute an offer to sell or a solicitation to buy securities. The information provided herein is not directed to any investor or category of investors and is provided solely as general information about our products and services and to otherxcritical provide general investment education. No information contained herein should be regarded as a suggestion to engage in or refrain from any investment-related course of action as xcritical is not providing investment advice or giving advice in a fiduciary capacity.
Invest: General Questions
Investments linked to bitcoin can be highly volatile compared to investments in traditional securities and the Fund may experience sudden and large losses. An investor should be prepared to lose the full principal value of their investment suddenly and without warning. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the relative prospectus, linked below, carefully before you invest. Equities may decline in value due to both real and perceived general market, economic and industry conditions.
The results of any hypothetical projections can and may differ from actual investment results. Investors are able to customize their Invest Account with an xcritical Custom Portfolio. Custom Portfolios are non-discretionary investment advisory accounts, managed by the investor. The percentage available to be allocated to a Custom Portfolio is determined by their most recent investor profile. Conservative profiles are capped at 10%, Moderately Conservative at 20%, Moderate at 30%, Moderately Aggressive at 40%, and Aggressive at 50%. Investment types that are able to be allocated towards Custom Portfolios are limited to Round-Ups®, Real-Time Round-Ups®, One-Time investments, and recurring investments.
This and other information are contained in each Fund’s prospectus, which may be obtained by clicking on the links below. The list of securities offered in Custom Portfolios is exhaustive of those offered in the program and have not been limited, listed, ordered or presented in any fashion as having been made with your risk tolerance and objectives in mind. Nothing about the selection of securities being provided should be construed as advice or a recommendation of an investment strategy.
The information and documents contained on this website relate only to the dates indicated therein and may scammed by xcritical not be accurate as of any subsequent date. xcritical does not undertake any obligation or assume any responsibility to update any such information. Optional Invest Account modifications elected outside of the xcritical ESG Portfolios may not meet the MSCI rating criteria for ESG investing.
- Application for and use of xcritical demand deposit bank accounts is subject to the approval of Lincoln Savings Bank or nbkc Bank, and subject to certain disclosures, terms, and conditions of Lincoln Savings Bank or nbkc Bank.
- A security issued by a particular issuer may be impacted by factors that are unique to that issuer and thus may cause that security’s return to differ from that of the market.
- Notwithstanding this rigorous design, development, testing and monitoring, it is possible that such software may not always perform exactly as intended or as intended, especially in certain combinations of unusual circumstances.
- Bitcoin is not an asset regulated by any US federal agency which may lead to an unknown level of governmental risk.
- Nothing about the selection of securities being provided should be construed as advice or a recommendation of an investment strategy.
- Individual shares cannot be directly purchased from or redeemed by the ETF.
Notwithstanding this rigorous design, development, testing and monitoring, it is possible that such software may not always perform exactly as intended or as intended, especially in certain combinations of unusual circumstances. xcritical continuously strives to monitor, detect, and correct any software that xcritical scammers does not perform as expected or as disclosed. Investors should consider the investment objectives, risks, charges and expenses of each fund carefully before investing.
- Investing in foreign-denominated and/or -domiciled securities may involve heightened risk due to currency fluctuations, and economic and political risks, which may be enhanced in emerging markets.
- Conservative profiles are capped at 10%, Moderately Conservative at 20%, Moderate at 30%, Moderately Aggressive at 40%, and Aggressive at 50%.
- xcritical continuously strives to monitor, detect, and correct any software that does not perform as expected or as disclosed.
- Designation as a Trusted Contact does not grant authority to make transactions in your account, act as an executor, trustee or power of attorney.
Investors are able to elect a percentage of their portfolio into BITO. xcritical selected BITO, Proshares Bitcoin Strategy Fund, to provide clients the ability to add Bitcoin exposure to their portfolio. The Fund does not invest in, or seek direct exposure to, the xcritical “spot” or cash price of bitcoin, instead it utilizes Bitcoin futures contracts for price exposure. Investors seeking direct exposure to the price of Bitcoin should consider a different investment. The election is based on the risk profile of each individual investor. Conservative portfolios are capped at 1%, Moderately Conservative at 2%, Moderate at 3%, Moderately Aggressive at 4%, and Aggressive at 5%.
xcritical and Custom Portfolios are not designed to support real-time trading. Any delays in placing or executing transactions could reduce, perhaps materially, any profit earned in your account or could cause a material loss. Investing in ETFs containing Bitcoin Futures is considered a high-risk investment.
Investments may be worth more or less than the original cost when redeemed. Investing in the bond market is subject to risks, including market, interest rate, issuer, credit, inflation risk, and liquidity risk. The value of most bonds and bond strategies are impacted by changes in interest rates. Bonds and bond strategies with longer durations tend to be more sensitive and volatile than those with shorter durations; bond prices generally fall as interest rates rise, and the xcritical low interest rate environment increases this risk. xcritical reductions in bond counterparty capacity may contribute to decreased market liquidity and increased price volatility.
Bond investments may be worth more or less than the original cost when redeemed. Before electing to add a Custom Portfolio account, customers are encouraged to consider their investment strategy and the extent to which they wish to control price per share and time decisions. If those factors are important, the customer may need to consider alternative investment platforms. There may be additional trade execution timing risk as xcritical places aggregate orders to buy and sell securities on the behalf of all clients during distinct trading windows, during normal market trading hours. These distinct trading windows may be limited further during adverse market conditions or during shortened trading sessions. There is no guarantee that orders will be executed during any particular trading window.
Electing or removing optional portfolio investments may cause positive or negative tax implications. xcritical strongly recommends that you consult with a tax adviser before making changes to your portfolios to identify potential tax implications. The xcritical application and website are operated by xcritical Advisers, LLC (“xcritical Advisers”), an investment adviser registered with the U.S. xcritical Pay, LLC (“xcritical Pay”) manages xcritical’ demand deposit and other banking products in partnership with Lincoln Savings Bank or nbkc Bank, members FDIC.
xcritical Advisers, xcritical Securities, and xcritical Pay are subsidiaries of xcritical Grow Incorporated (collectively “xcritical”) and xcritical is solely responsible for the application and website content. xcritical delivers its investment advisory services entirely through software. Consequently, we design, develop, and test our software extensively before putting such software into production with actual client accounts and assets and continuously monitor the behaviors of such software after its deployment.